Money

How to Get out of Debt 2018

It was time, that I got myself out of debt, and to become financially set for life.

These days it is rough to get ahead in life and getting to a great point where you want takes a lot of hard work.

I should know this, I’ve lived it throughout 10 years oif understanding many ways of saving money, making money and understanding just where my money is going and start shifting it to where it really needs to go.

From experience, it takes a lot of patience, time, strength, willingness, to learn how to budget, where to spend money and where not to. There are several steps to take to taking this money journey, but if will always start with one person, and that person is YOU.

So, what are possible steps to take to help you succeed this major life changing event. It’s simple really.

In this blog post, I will set out just a few steps on how you can start getting yourself out of debt, 2018. These are steps I have personally started, and they have made a huge change and impact already and will continue to do so.

So, if you are ready to start taking steps in getting yourself out of debt, sit right on back, grab some popcorn and a coke, and get ready for some simple steps to making your future better.

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After ready this post, for some, hopefully it can help you to better take control of your finances, so that you can have that college fund for your child saved up. These are very simple easy steps to follow through to commit to if you commit to getting out of debt.

STEP 1

Stop eating fast food.

Since December 2017, I decided to stop eating fast food. When I was adding up what it cost to eat every night when stopping. It was adding up big time. $15.00 rounded a meal every night, five days a week-was costing me almost $90.00 a week!

This was outrageous to keep doing.

It was enough for me to realize how much I was spending on stopping at Wendy’s, McDonald’s, Burger King to notice that I was wasting all of this money each week.

That made me change to actually grocery shop for each month and see spending $50-$100 waa really saving me money. It’s not a lot, but still is saving me in the end.

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STEP 2

See where your money is going

I hear this phrase. I’ve been told this several times and now I completely understand this. By seeing where your money is going, you can actually get yourself out of debt quick with this step.

If you are a smoker or chew tobacco, you can see where this is going. If you are needing to pay off debt, instead of worrying about your tobacco, think of the bills that need paid. I had to take this step myself, and seriously, it has been helping me see a major change of seeing my money grow little by little.

Instead of worrying about the brand new clothes that are $60 dollars, shop at the goodwill for a little while.

When you start to see where your money is being spent that it really shouldn’t be, it will make things better in the long run.

STEP 3

Ask for more hours at work

Yep, this step believe it or not, can help you at those times help you get out of debt fast. If you are always able to get more hours at work, I would suggest to always ask to have more. If their is a new position posted that pays more, certainly put in for it to get more pay.

I have recently done this and found out I was able to get more hours and pay out of the deal to help me pay for my debt.

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It is seriously time, that we all start to get ourselves out of debt for 2018. No more excuses in this day and age, no more being lazy, no more saying you can’t. We all can do this together!.

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